Terms of Service

Last Updated: May 12, 2025

Terms and Conditions of Use

Ruvelco LLC., operates www.4-momentum.com website and mobile applications (iOS and Android).

These Terms and Conditions of Use (the “Agreement”) are a legal agreement between Ruvelco LLC (“Company”) a Florida corporation and you (hereinafter referred to as “you” or “your”) and governs your use of the services provided by 4-Momentum (the "Services"). IN ORDER TO USE THE SERVICES, YOU MUST ACCEPT ALL OF THE TERMS OF THIS AGREEMENT. You agree that by creating an account for or otherwise using the Services, you have read, understood, and agree to be bound by all of the terms of this Agreement. Company may revise and update this Agreement at any time, in which case it will notify you and all other users of the changes to the Agreement. Your continued use of the Services will mean you accept those changes and agree to the Agreement as revised. You may not amend or change this Agreement unless Company agrees to such amendment or change in writing.

Your Use of the Services

You may use the Services, subject to the terms and conditions of this Agreement. You are solely responsible for your use of the Services. You specifically agree that you may not use the Services for anything other than a lawful and legitimate purpose. In addition to the foregoing, you may not use the Services in any way that (i) does not comply with the terms of this Agreement, as amended by Company from time to time, or any other terms, rules, or guidelines provided by Company concerning your use of the Services, or (ii) might adversely affect Company's public image, reputation or goodwill. Company reserves the right to provide maintenance and upgrades to its systems, which may make the Services temporarily unavailable. Company will attempt to schedule downtime between the hours of 2:00 a.m. and 4:00 a.m., Eastern Standard Time, or, if otherwise necessary, during hours of low usage such as weekends, holidays and off-peak business hours, but under certain conditions Company may have to work on its systems at other times.

Your Use of the Services

Suspension or Termination of the Services and the Agreement

Notwithstanding anything contained herein to the contrary, without limiting Company's other remedies in law or equity, Company may immediately issue a warning, temporarily suspend, indefinitely suspend or terminate your ability to access the Services and/or terminate this Agreement (specifically between Company and you only), without notice or liability therefor, for any reason whatsoever (in Company's sole determination), including but not limited to if (a) you breach this Agreement; (b) Company is unable to verify or authenticate any information you provide to it (which it has no duty to do but may pursue in its sole and absolute discretion); or (c) Company believes, in its sole and absolute discretion, that your actions may cause, result in, or carry a risk of legal liability for you, Company or any third party. Upon termination of this Agreement between Company and you only, any provision of this Agreement that by its terms imposes continuing obligations on you shall survive the termination of this Agreement.

User Content; Password Protection

You represent that any information provided by you in connection with your use of the Services is accurate, complete and current, and you agree to update that information promptly if there is any change. If you are provided with a user ID and or password to use the Services, you are responsible for keeping your user ID and password secret and confidential. You agree that you are responsible for any communications, transactions or use of the Services that are made using your user ID and password, together with any fees, charges, liability or other obligation that may result from such use. You are responsible for changing your password if you believe that your password has been stolen or might otherwise be misused. You may not assign your password or any of your rights under this Agreement without the prior written consent of Company, and any attempted assignment without such consent shall be void and shall be deemed a breach of this Agreement.

User Materials

In order to use the Services, you may create or provide information, messages, data and other materials in electronic format that will be stored, uploaded, posted, e-mailed or otherwise transmitted using the Services (collectively “User Materials”). You represent that you have obtained all necessary third party rights, including, without limitation, copyrights, for any User Materials that belong to third parties. It is your responsibility to determine if it is necessary for you to obtain, and, if necessary, for obtaining, any licenses required to use third party information or content that is part of the User Materials. You agree not to use the Services for, and the User Material will not contain, any infringing, illegal, sexually explicit, hateful, vulgar, threatening, abusive, harassing, defamatory, or racially, ethnically, or otherwise objectionable material, including, without limitation, any materials that could give rise to any liability to Company or which might adversely affect Company's public image, reputation or goodwill. You will be responsible for making back-up and archival copies of all user materials. In no event will company be responsible to you or any other person or party for any loss, corruption or alteration of user materials, or for any loss arising out of any breach of any security, including, without limitation, any special, direct, indirect or other damages of any kind.

Use of Data

All data, contacts, email lists, email addresses, and User Materials provided by you (collectively “Your Data”) will be collected, protected, used, and disclosed in accordance with Company's privacy policy (the “4-Momentum Privacy Policy”), which may be updated from time to time and is always available for review at https://4-momentum.com/main_privacy. By accepting the terms of this Agreement, you acknowledge receipt of, and agreement to, the 4-Momentum Privacy Policy.

Prohibited Uses

You agree not to engage in any of the following on the Platform:

Reverse engineer, de-compile, or otherwise translate, in any way, the Content and user interface made available from, on, or through the Website or Application.

Uses or launches any automated system, including “robots,” “spiders,” or “offline readers,” to access any Content or our systems or to “data mine” or in any way reproduce or circumvent the navigational structure or presentation of the Platform or the Services.

Attempt to introduce viruses or any other computer code, files, or programs that interrupt, destroy, or limit the functionality of any computer software, hardware, or telecommunications equipment.

Attempt to gain unauthorized access to our computer network or user accounts.

In any way misuse any Services or Content that appears on the Platform; and modify, copy, distribute, publish, license or sell any Services or Content or any derivative work based on the Services or Content.

Third-Party Links

We may provide, or third parties may provide, links and/or functionality that connect to other worldwide websites, applications or resources not provided by us (“Third Party Platforms”). You acknowledge and agree that we are not responsible for the availability of such Third Party Platforms. We do not endorse (and you acknowledge and agree that we are not responsible or liable for) any content, advertising, products, services, or other materials on or available from such websites, applications or resources or the terms of service or privacy policies thereof.

We have not tested, nor do we review, monitor, or verify any information, software, or products found on any Third Party Platform and therefore do not make any representations about those platforms or any associated products or services. You will need to make your own independent judgment regarding your interaction with Third Party Platforms. It is your responsibility to evaluate the accuracy, reliability, timeliness, and completeness of the content of Third Party Platforms. We accept no responsibility for reviewing changes or updates to, or the quality, content, policies, nature, or reliability of third party web sites, including, without limitation, Third Party Platforms linking to our Platform. You should review applicable terms and policies, including privacy and data gathering practices, of Third Party Platforms, and should make whatever investigation you feel necessary or appropriate before proceeding with any transaction with any third party.

Except as otherwise provided by applicable law, you further acknowledge and agree that we will not be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of, or reliance on, any content, advertisements, products, services or other resources available on or through any Third Party Platform (regardless of whether we directly or indirectly link to such content, advertisements, products, services or other resources). You should direct any concerns with respect to any other application to that Third Party Platform’s administrator or webmaster.

Without limiting any of the foregoing, 4-Momentum may provide access to blogs, wikis, online conferences, telecasts, podcasts, or other forums. All communications made at or through such forums are public. 4-Momentum does not, unless otherwise required by law, have any obligation to screen, review, approve or endorse any Content obtained through such forums. Reliance on the Content is at your own risk.

Disclaimer of Warranty

The services are provided “as is”, “as available”, and without any representations or warranties of any kind, express, implied, statutory or otherwise, including, without limitation, any implied warranty of merchantability, non-infringement or fitness for a particular purpose, and company hereby disclaims the same. Without limiting the generality of the foregoing, company neither warrants that the services will be provided in an uninterrupted, secure or error-free manner, nor does company make any warranty as to the results obtained from the services or as to the accuracy or reliability of any content contained in or provided through the services. No oral or written information or advice given by company, its agents or employees will create a warranty. Any use of the services is at your own risk.

Limitation of Liability

Company will not be liable for any indirect, special, exemplary, consequential or incidental damages arising out of or in connection with your use of or inability to use the services (including, without limitation, any damages for lost profits or data or business interruption), whether arising from mistakes, omissions, interruptions, deletion of files, data or e-mails, errors, defects, viruses or other malicious code, delays in operation or transmission, or any failure of performance, even if company has been advised of the possibility of such damages. In no event will the liability of company to you for any claim whatsoever, whether arising in contract, tort or any other legal or equitable theory (including, without limitation, negligence or strict liability) or for any claim made against company by any other party, even if company has been advised of the possibility of such claim, exceed five dollars ($5.00).

Indemnification

You agree to defend, indemnify and hold harmless Company, its officers, directors, employees, contractors, customers, suppliers and licensors, from and against any and all costs, fees, loss, claim or liability (including without limitation all attorneys' fees and expenses) which they may incur in connection with (a) your breach of this Agreement or your breach of any other rules or guidelines provided to you by Company, or (b) your use of the Services.

Legal Compliance; Authority; Binding Nature

You shall comply with all applicable laws, statutes, ordinances and regulations regarding your use of the Services. You agree, represent and warrant that (i) you understand the terms and conditions of this Agreement and that it constitutes a valid, binding obligation, and (ii) you have full power, authority and legal capacity to enter into this Agreement.

Choice of Law; Miscellaneous

Our Agreement, and all matters arising out of or relating to our Agreement is to be performed in the State of Florida, shall be governed by the laws of the State of Florida, without giving effect to principles regarding conflicts of laws, and shall be deemed to be executed in Tallahassee, Florida. You agree that the exclusive venue for resolution of matters arising out of or relating to this Agreement shall be the state and Federal courts located in Leon County, Florida.

This Agreement and the rights granted hereunder may not be assigned or transferred by you, in whole or in part without Company's prior written consent. Any successor in interest or assignee must agree to the terms and conditions of this Agreement. Without limiting the foregoing, you may not provide any other person access to the Services. If any provision of this Agreement is held invalid, such invalidity shall not affect any other provisions of this Agreement. Headings are inserted for reference only and shall not be construed as a part of this Agreement. No failure or delay on the part of Company to exercise any right under this Agreement will operate as a waiver thereof, nor will any single or partial exercise of any right preclude any other or further exercise thereof or of any other right. This Agreement represents the entire understanding and agreement between you and Company concerning your use of the Services, and supersedes any prior representations, understandings or agreements.

Additional Technology

We may use YouTube’s API to provide certain video-based Content on or through our Platform. By using this service, you agree to be bound by YouTube’s Terms of Service. To learn more about YouTube’s Terms of Services, please visit youtube.com/t/terms.

DISCLAIMER: 4-Momentum is not a licensed financial advisor. 4-Momentum content is not a substitute for financial advice from a professional, and 4-Momentum shall not be held liable or responsible for any errors or omissions in 4-Momentum's content, or for any damage suffered as a result of failing to seek competent financial advice from a professional who is familiar with your situation.

Terms of Service

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